Knowledge base

January 02, 2026

Business laptops financing for SMEs

 

No budget for new business laptops? Here’s how to renew anyway without straining your cash flow

Many SMBs work daily with laptops that are actually already written off. Slow performance, dead batteries and increasingly frequent failures. Yet replacement is postponed. Not because it is not necessary, but because the budget is lacking or a large investment in one go does not fit within the cash flow.

That’s understandable. But waiting often costs more than you think.

Outdated laptops cause lost productivity, employee frustration and higher management costs. In addition, security risks are increasing. Operating systems and hardware receive fewer updates, while employees continue to work with company data.

New hardware, fortunately, need not be a major one-time expense.

Why working too long with old laptops costs money

Many companies only look at the purchase price of new laptops. The hidden costs of old equipment are often forgotten.

Consider:

  • Employees losing minutes daily due to slowness.

  • More IT tickets due to crashes and hardware problems.

  • Higher risk of data breach due to outdated security.

  • Dissatisfied employees who are not comfortable working.

Add this up, and the monthly cost often exceeds the investment in new hardware.

 

Flexibly renew without major investment

 

At ALTA-ICT, we help SMEs renew their workplaces without pressure on cash flow. We do this by combining smart redeployment, trade-ins and payment in installments.

So you don’t have to pay all at once, while your employees work immediately with new or updated laptops.

This is how we address it.

  • Direct benefit through trade-in of old devices
  • Old laptops often still have value. Even if they are no longer suitable for daily work.
  • We chart that value and offset it directly against the new purchase. That way you reduce the amount you finance and start with a lower monthly burden.
  • Digital collection and secure data disposal

 

Data security does not stop at replacing hardware.

 

Old devices often still contain sensitive corporate information.

ALTA-ICT provides:

  • Digital collection of old laptops.

  • Certified data removal.

  • Reports as evidence for compliance and audits.

That way you can be sure that data won’t end up on the street and you’ll comply with AVG obligations.

 

Guaranteed redeployment through reports

 

Not every device needs to be disposed of immediately. Sometimes redeployment within another role or department is possible.

We provide clear reports on:

  • Technical state of devices.

  • Possible redeployment.

  • Residual value and useful life.

This helps in better decisions and avoids unnecessary purchases.

 

Purchase in installments, better for your cash flow

 

Instead of a large investment, you pay for the laptops on a staggered monthly basis. This fits better with the reality of SMBs.

Benefits of this:

  • Predictable IT costs.

  • No major impact on liquidity.

  • Working directly with modern hardware.

You pay scattered, but benefit immediately.

 

Complete asset management from acquisition to disposal

 

Managing hardware takes time and attention. Especially if you are growing or have multiple locations.

ALTA-ICT takes complete asset management off your hands:

  • Procurement and delivery.

  • Registration and lifecycle management.

  • Maintenance and replacement.

  • Safe end-of-life disposal.

That’s how you keep an overview, without extra work.

 

New hardware is not a luxury, but a necessity

 

Replacing laptops sometimes feels like an expense you can put off. In reality, it’s an investment in continuity, security and productivity.

With flexible financing and smart use of existing equipment, renewing becomes feasible without financial stress.

Want to know what your current laptops are still worth and what renewing them would cost per month? Then we’d be happy to take a look with you and make it concrete for your situation.

Want to know more?

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